Group Benefits

A customized policy just for you

Group Benefits & Corporate Life

Most Canadian employers offer some level of group insurance coverage to their employees. This insurance protects the financial security of your employees and their families and provides much needed access / compensation to many types of health care needs.

KEY COVERAGE / POLICIES

There are numerous Group Benefits insurance options, here are a few to consider:

  • Corporate Employee Benefit Program
  • Group Pension and RRSP
  • Health Spending Accounts
  • Corporate Owned Life
  • Key Person Insurance

Additional features

Expandable drawer-style elements for when information needs to be present but easily skippable when it doesn’t apply to the general audience.

  1. Corporate Life Insurance for employees or their dependents

    In the event of the death of an employee or one of his/her dependents (spouse or child), a cash amount is paid to the beneficiaries.

  2. Health Insurance and Benefits

    This insurance provides supplemental coverage to government healthcare plans. Several expenses are reimbursed in full or in part, such as:

    • Prescription drugs
    • Dental care
    • Eye examinations & glasses
    • Paramedical care
    • Medical supplies and devices
    • Emergency during a stay abroad
  3. Disability insurance

    Disability Insurance or Wage Loss Replacement enables employees to receive part of their salary in the event of a disability.

The Bauld Process

When you engage the Bauld Team for your insurance needs, you will appreciate our Commercial Advisors depth of insurance knowledge and their hands-on personal approach.

Frequently Asked Questions

  1. How much coverage should I provide?

    There are many options employers can choose from when it comes to group plans. You can offer low-deductible, full coverage, comprehensive health care options, which can be expensive, or you can provide high deductible programs with limited coverage.

    As a business owner, you need to weigh the financial realities of your organization with the need to provide your employees with competitive compensation packages.

  2. Can I have my employees pay their own premiums?

    Yes, a company can pay all or a portion of the premiums leaving the remaining for their employees.

Is Your Business Well Protected?

You work hard to make your business successful. Find out how our Bauld Commerical Insurance Advisors can help you better protect your business.