Group Benefits in Nova Scotia

Business professionals having a meeting

A well-designed Employee Benefits Program can help you attract and retain employees. To help our Bauld Insurance clients get the right benefits program for their business, we have partnered with Theriault Financial, a leading provider of Group Benefits in Nova Scotia.

Theriault Financial logo

Group Benefits for You and Your Employees

Next to salary, benefits are the most important thing an employer can offer their employees. By partnering with Theriault Financial, our Bauld Insurance clients gain access to all the benefits associated with the Chamber of Commerce Group Insurance Plan. More than 30,000 small to midsize businesses choose the Chambers Plan to protect their employees with comprehensive group benefits, including Health and Dental insurance, and more.

Chamber of commerce Group Insurance Plan logo

All the Benefits You Need

This includes dental benefits, extended health care benefits, critical illness, and long/short-term disability benefits. The program also offers an online wellness program with personalized support.

Tailored approach for each employee

Plans offer employees a Health Spending Account that provides added flexibility.  This meets your employees’ needs and expectations while keeping you in control of the costs.

Guaranteed Coverage and Renewal

There are no health questions or medical exams separating you from a benefits program. Even if you are a company of one or two people, you’re eligible for a plan – this year and every year.

Consistent Premium Rates

In a pooled plan, premiums are based on the average of claims from all participants.  When your claims are bundled together with thousands of similar firms in the pool, premiums are steady and predictable.

Easy to Use.

You don’t need to be a Human Resource expert. Our partners take care of everything behind the scenes.  This includes a prompt reimbursement process with a 48-hour payment turnaround for claims submitted online.

Ongoing Customer Service

The team that manages your Employee Benefits Program listen first.  The customer service reps are trained to take the time to explain and be flexible.

Frequently Asked Questions

  1. How much coverage should I provide?

    There are many options employers can choose from when it comes to group plans. You can offer low-deductible, full coverage, comprehensive health care options, which can be expensive, or you can provide high deductible programs with limited coverage.

    As a business owner, you need to weigh the financial realities of your organization with the need to provide your employees with competitive compensation packages.

  2. Can I have my employees pay their own premiums?

    Yes, a company can pay all or a portion of the premiums, leaving the remaining for their employees.

  3. What are some commonly used Health Benefits?

    This insurance provides supplemental coverage to government healthcare plans. Several expenses are reimbursed in full or in part, such as:

    • Prescription drugs
    • Dental care
    • Eye examinations & glasses
    • Paramedical care
    • Medical supplies and devices
    • Emergency during a stay abroad
  4. What is Disability Insurance?

    Disability Insurance or Wage Loss Replacement enables employees to receive part of their salary in the event of a disability.

Does Your Business Need Benefits?

Bauld Insurance is committed to helping all our clients Be Well Protected.  This is why we have partnered with Halifax’s leading provider of Group Benefits – Theriault Financial. Contact us today and we will help get your business the benefits program you need and deserve.