Question 1

What if I am no longer driving my car due to COVID-19?

Accepted Answer

By no longer driving your car, that means zero use of your car. In this case, we can remove coverage from the vehicle which will generate a credit on your insurance premium. The credit amount can vary depending on how many months you are into your insurance term. If you request this change, you MUST call your Insurance Advisor to reinstate coverage before you drive your vehicle.  If not, you could suffer an uninsured loss.

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Reducing Car Insurance Coverage due to COVID-19

First Name* Last Name* Please Confirm Your Car Insurance Provider*- SELECT -AvivaEconomicalIntactPembridgePortageTravelersWawanesaEffective Date*

MM slash DD slash YYYY

Policy Number* You can find your policy number ( between 7 and 10 characters) on your poof of insurance or the first page of your policy documentsVehicle 1: Year / Make / Model* Confirmation: Your Vehicle will remain parked and will NOT be driven at all.*

Yes

No

Would you like to keep Comprehensive Coverage (e.g. for theft, vandalism, fire, etc..)?*

Yes

No

Is your Vehicle Leased or Financed?*

Yes

No

If yes, we cannot reduce coverage unless you receive confirmation from your lease/finance company.Do you have any Additional Vehicle(s) on your policy with usage changes?*

Yes

No

Vehicle 2: Year / Make / Model* Confirmation: Your Vehicle will remain parked and will NOT be driven at all.*

Yes

No

Would you like to keep Comprehensive Coverage (e.g. for theft, vandalism, fire, etc..)?*

Yes

No

Is your Vehicle Leased or Financed?*

Yes

No

If yes, we cannot reduce coverage unless you receive confirmation from your lease/finance company.Do you have a Third Vehicle on your policy with usage changes?*

Yes

No

Vehicle 3: Year / Make / Model* Confirmation: Your Vehicle will remain parked and will NOT be driven at all.*

Yes

No

Would you like to keep Comprehensive Coverage (e.g. for theft, vandalism, fire, etc..)?*

Yes

No

Is your Vehicle Leased or Financed?*

Yes

No

If yes, we cannot reduce coverage unless you receive confirmation from your lease/finance company.Do you have a Fourth Vehicle on your policy with usage changes?*

Yes

No

Vehicle 4: Year / Make / Model* Confirmation: Your Vehicle will remain parked and will NOT be driven at all.*

Yes

No

Is your Vehicle Leased or Financed?*

Yes

No

If yes, we cannot reduce coverage unless you receive confirmation from your lease/finance company.Confirmation* By submitting this form, I CONFIRM that the information above is true, complete and accurate.

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/* ]]> */

Question 2

What if I still need to use my car, but I am no longer commuting to work or school?

Accepted Answer

In this instance, we can amend the usage of your vehicle to reflect your current driving needs. Changing your car usage will reduce the overall premium amount paid. The credit amount will depend on your renewal date and the previous usage of your vehicle. Please note, that when you add coverage back to your vehicle there will be an additional charge.  When you return to your normal commuting needs, you must contact your Insurance Advisor.

Please complete this form to make the necessary changes to your policy.

Amending Vehicle Use due to COVID-19

First Name* Last Name* Please Confirm Your Car Insurance Provider*- SELECT -AvivaEconomicalIntactPembridgePortageTravelersWawanesaPolicy Number* You can find your policy number ( between 7 and 10 characters) on your poof of insurance or the first page of your policy documentsVehicle 1: Year / Make / Model* Confirmation: I am NO LONGER using my vehicle to commute to work or school.*

Yes

No

Are you using the vehicle for any business purpose (e.g. food delivery)*

Yes

No

Do you have an Additional Vehicle(s) on your policy with usage changes?*

Yes

No

Vehicle 2: Year / Make / Model* Confirmation: I am NO LONGER using my vehicle to commute to work or school.*

Yes

No

Are you using the vehicle for any business purpose (e.g. food delivery)*

Yes

No

Do you have a Third Vehicle on your policy with usage changes?*

Yes

No

Vehicle 3: Year / Make / Model* Confirmation: I am NO LONGER using my vehicle to commute to work or school.*

Yes

No

Are you using the vehicle for any business purpose (e.g. food delivery)*

Yes

No

Do you have a Fourth Vehicle on your policy with usage changes?*

Yes

No

Vehicle 4: Year / Make / Model* Confirmation: I am NO LONGER using my vehicle to commute to work or school.*

Yes

No

Are you using the vehicle for any business purpose (e.g. food delivery)*

Yes

No

Confirmation* By submitting this form, I CONFIRM that the information above is true, complete and accurate.

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/* ]]> */

Question 3

What if I make these changes but still can’t afford my insurance payment?

Accepted Answer

Companies are being flexible by through these challenging times by waiving NSF fees and deferring payments based on a case by case basis. If you need to make these changes please contact us directly.

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Recent Posts

What if I am no longer driving my car due to COVID-19?

Reducing Car Insurance Coverage due to COVID-19

What if I still need to use my car, but I am no longer commuting to work or school?

Amending Vehicle Use due to COVID-19

What if I make these changes but still can’t afford my insurance payment?

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