From Our Blog Car Insurance Discounts Could Save You Money
Car Insurance has been in the spotlight with many people driving much less due to COVID-19 restrictions and work from home directives. Nova Scotians have done an amazing job and the economy is entering phased reopening. Yes! With “Summer” upon us, Haligonians are hitting the road, whether for work or pleasure.
Now is a good time to make sure you are getting the most from your car insurance policy. Are you missing out on the car insurance discounts you deserve? These top discounts can save you money and to qualify for them is easier than you may think. If you’re wondering how you could save even more, here’s a handy dandy list of discounts to discuss with your Bauld Insurance Advisor.
- Combined Policy: for drivers who bundle and buy multiple insurance policies, such as home & car insurance, from the same company.
- Multi-Vehicle: available to drivers who insure more than one vehicle with the same company. This can include regular vehicles, motorhomes, motorcycles, off-road vehicles, or snowmobiles.
- Good Driving Record: if you have a clean driving record for a set number of years, without claims or convictions. This discount may increase over time as you continue to maintain that clean record and usually requires three years.
- Safety Features: for having a car with factory-installed safety features (like anti-lock brakes and airbags), while others may offer discounts for after-market items like approved anti-theft devices.
- Hybrid Vehicle: some insurance companies will reward drivers who opt for an eco-friendly ride.
- Low Mileage: save money depending on how far you travel and whether or not you use your car to commute to and from work.
- Occupation: certain occupations, such as farmers, can qualify for a discount.
- Students: for parents with kids who are living away from home to attend school and don’t have regular access to the insured vehicle. Also, students who have completed a certified driver training course will receive an additional discount.
- Loyalty Discount: for drivers who keep their car insurance policy with the same company for a set number of years. This discount may also require the driver to remain claims-free for a given number of years.
It is important to provide your Bauld Insurance Advisor with full and accurate information so we can ensure you get the best coverage and value for your money. Now is a perfect time to fine-tune your car insurance policy. If you are not yet a customer, we’d love to talk and provide you with a car insurance quote